Investors Statement of Rights

As an investor, when engaging the services of financial professionals, I have the right to:

Honest, competent, and ethical conduct that complies with applicable law

Honesty from financial professionals is not just a truthful answer, it also means transparency and forthrightness.

Independent and objective advice and assistance based on informed analysis, prudent judgment, and diligent effort

Financial professionals base decisions on:

  • Thorough analysis and discussion of your needs
  • Analysis of products and services that may be used to meet your needs
  • Careful consideration of judgments that match your needs
My financial interests taking precedence over those of the professional and the organization

Your welfare will come before the welfare of financial professionals and their organizations. It is through work and service that financial professionals earn your trust and continued business thus your needs come before their personal interests.

Fair treatment with respect to other clients

Fair treatment is no always equal treatment. Do not feel that it is unfair when another client's portfolio earns higher returns. Fairness also means that you should not feel pressured to make financial decisions.

Disclosure of any existing or potential conflicts of interest in providing products or services to me

Advice from a financial professional should be based solely on what will benefit you. Financial professionals must clearly tell you about any existing or potential conflicts of interest. The information must state what the conflict is and how it can possibly be reconciled.

Understanding of my circumstances, so that any advice provided is suitable and based on my financial objectives and constraints

Financial professionals must base decisions on facts that are relevant to your needs. Advice should feel comfortable to you and if it does not you can question your financial professional. Make sure that you have made or have had your financial professional make a Investment Policy Statement.

Clear, accurate, complete and timely communications that use plain language and are presented in a format that conveys the information effectively

Demo Content

An explanation of all fees and costs charged to me, and information showing these expenses to be fair and reasonable

Demo Content

Confidentiality of my information

Demo Content

Appropriate and complete records to support the work done on my behalf

Demo Content